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Annual Percentage Rate (APR). Rates and terms effective as of 11/1/2019. Advertised rates and terms are subject to change without notice. Additional terms and restrictions apply. Other loan rates available. Subject to borrower qualification. Advertised rate assumes a 0.25% discount when you set up automatic payments from any checking or savings account. Offer valid on personal vehicle loans only. Criteria to receive the stated APR: Loan term 48 months or less, vehicle model 2018 and 2019 new or used models, with an excellent credit score. Borrower pays any closing costs. Auto Club Trust, FSB uses a managed credit program and final APR is dependent on your credit score, down payment, and loan term. An auto loan with an APR of 3.39% for a $20,000 loan at a term of 48 months, your monthly payment would be $446. Vehicle purchases must be from a licensed, franchised dealership. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.

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Frequently Asked Questions

What types of vehicle loans does Auto Club Trust, FSB provide?

We offer loans on most makes and models of new or used cars, small trucks, SUVs and minivans. Used cars over 10 years old from the current model year, will be reviewed manually prior to approval. We also offer financing for motorcycles, RV’s and boats. You may call us at 844.541.AUTO (2886) to discuss financing assistance.

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844.541.AUTO (2886)

Hours of Operation: Mon to Fri 8:30 am-5:30 pm (ET)

Disclosures

¹ Annual Percentage Rate (APR)

Rates and terms effective as of 11/1/2019. Advertised rates and terms are subject to change without notice. Additional terms and restrictions apply. Other loan rates available. Subject to borrower qualification. Advertised rate assumes a 0.25% discount when you set up automatic payments from any checking or savings account. Offer valid on personal vehicle loans only. Criteria to receive the stated APR: Loan term 48 months or less, vehicle model 2018 and 2019 new or used models, with an excellent credit score. Borrower pays any closing costs. Auto Club Trust, FSB uses a managed credit program and final APR is dependent on your credit score, down payment, and loan term. An auto loan with an APR of 3.39% for a $20,000 loan at a term of 48 months, your monthly payment would be $446. Vehicle purchases must be from a licensed, franchised dealership. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.

³ Auto Loan Calculator

This calculator is for informational purposes only and does not guarantee an offer or loan approval. Actual terms will vary.

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Total loan amount owed:	$35,000
Insurance settlement amount:	$31,000
Insurance deductible:	$1,000

Outstanding debt you owe:	$5,000
In this example, the outstanding amount you owe would be waived by the GAP Waiver leaving you with a balance of $0.

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